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HECM Trends – July 2016

HECM endorsements are down -15.6% through July this year, but there are always some areas of the country doing well. We’ve picked out a few ...

HECM Originators – July 2016

HECM endorsements dropped -6.2% in July, with Retail giving back all of the gains in June on a -7.2% decline while Wholesale posted a fifth ...

HECM Lenders – August 2016

HECM endorsements rose 24.1% in August to 4,387 loans in a welcome reprieve from the prior three months below the 4,000 loans/month level. Volume was ...

HECM Trends – June 2016

HECM endorsement volumes for the year through June are down -13.1% from a year earlier, a figure that got significantly worse in just one month ...

One Up Year – HECM Lenders November 2013

HECM endorsements for November rose 12% to 4,690 loans, marking the impact of standard ARM applications taken before the Sep 30th program changes. We expect ...

HECM Lenders October 2013

NRMLA’s annual convention is just around the corner. Since we want everyone feeling good and happy next week at the conference, lets look at the ...

Making Adjustments – HECM Trends March 2012

Surviving and thriving in the reverse mortgage industry these past few years has required adaptation and flexibility: Where ARMs once dominated the landscape (all at ...

S.S.D.D. – HECM Lenders April 2012

The past few days have been dominated by Metlife’s exit announcement, but regardless of how you feel about that news the impact on industry numbers ...

Punching Above Weight – Industry Trends March 2011

We’ve been asked many times where was the best place for a reverse mortgage company/consultant to spend precious marketing dollars. While we can’t claim to ...

Interview: Surviving 2010 and T&I Defaults

November is rapidly coming to a close, and we’re closing out the month with the first half of a video interview with the Reverse Review ...

Reverse Mortgage Retail Leaders – September 2010

September ended with a bit of a whimper, just 5,966 HECM endorsements, down -10.2% from August. For the government fiscal year, we ended at 79,096 ...

Reverse Mortgage Borrower Analysis, Part 2

In last week’s report, we talked about how younger borrowers (read: Baby Boomers) are changing the face of the reverse mortgage industry by selecting reverse ...

Reverse Mortgage Borrower Age Analysis

We just got back from the NRMLA Irvine Roadshow and as always, heard some very interesting ideas and discussions about the industry’s current opportunities and ...

Reverse Mortgage Application Trends – May 2010

May’s application numbers have good news and bad news for the reverse mortgage industry. The good news: apps grew for the fourth straight month since ...

Reverse Mortgage Application Trends – April 2010

One of the most interesting conversations going on today in the reverse mortgage arena is how much the recent product changes (reducing upfront cost to ...

UPDATE: HECM Application Trends – March 2010

We started getting word in mid February that application activity was picking up a bit after what we knew were several very depressed months following ...

Industry Application Trends Update

If there’s one thing we were hoping to see these last few months, it’s an increase in application volumes back to something approaching ‘normal’. While ...

December 2009 – App Trends Update

Hope everyone had a great weekend and is either enjoying a relaxing holiday or at least enjoying the reduced distractions if you are sneaking in ...

A Taste of Forecasting

In hindsight, the easiest piece of forecasting all year might have been to predict that we wouldn’t get a chance to publish our follow up ...

Retail Leaders – August 2009

Our Retail Leaders report for August, 2009 is now available. Overall industry volume fell 9% from July, coming in at 8,933 units for the month, ...

Claims, Subsidies and Forecasts – Oh My!

As you all no doubt have noticed, the $798 million FY 2010 HUD subsidy request for the HECM program is the story that won’t (and ...

UPDATE – $798 Million Subsidy Request

After a great deal of interest around the industry from our recent post on HUD’s FY2010 subsidy request for the HECM program, some friends in ...

Trend Watching – Fixed Rate HECMs

We periodically receive questions about various HECM rate types and how prevalent they are in the marketplace. One of the specific questions we’ve seen resurrected ...

HUD Signals HECM Future

If you haven’t seen the recent Obama budget request for $800 million for the HECM program, the basics have been covered well over at RMD. ...