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Category Archives: HECM Trends

Carolina In My Mind – HECM Trends July 2011

This report has been re-named HECM Trends.  Archived reports of the previous Industry Trends reports can still be found here.

Last month in this report we picked up on the theme of smaller states catching up with the historical bellwethers of the industry like California and Florida. This month, we’d like to focus more on […]

Finding Growth In A Downturn – Industry Trends June 2011

As we’ve previously noted, HECM endorsements year to date through June are running 5.5% above last year’s level, but we fully expect to see that reverse into a decline by year end. Despite that somewhat dreary prospect, it’s always worth trying to find the opportunities for volume and growth no matter what volume environment we’re […]

Industry Trends May 2011

Heading into the August vacation season, and our writing frenzy has apparently left early.  Rather than hold up the report while waiting for inspiration to strike, we’ve attached the report below.

See you next week with Retail Leaders and our first look at July endorsements!

Click on the image below to view the full Industry Trends report […]

Altered States – Industry Trends April 2011

Last month in the Industry Trends report we talked about which factors are most linked with higher reverse mortgage loan volumes. We’re not diving to the same depth this month, but we are struck by how different the industry looks from different perspectives in the year-to-date numbers.

We’ve already talked about competitive changes that have seen […]

Punching Above Weight – Industry Trends March 2011

We’ve been asked many times where was the best place for a reverse mortgage company/consultant to spend precious marketing dollars. While we can’t claim to have solved that question (if we could answer that question we’d have retired already), we do see some things that work at the industry level that benefit our clients.

Whenever we […]

Up, Down, or Sideways – Industry Trends February 2011

Much like clouds, ink blots, and famous impressionist paintings, an observer can see pretty much any shape they want in the reverse industry these days. Saver is looking up, lender exits are looking down, and everything else seems in between.

A potential government shutdown has come and gone, and HUD still managed to post application volumes […]

Holding Patterns – Industry Trends January 2011

As the first quarter of 2011 is drawing to a close, we’ve seen a remarkable number of changes in a short period of time. With 2 top 10 lenders exiting and one more leaving the wholesale channel, we have to expect an impact on applications and endorsements in the remainder of the year.

While we don’t […]

Market Share Hockey Stick – Industry Trends December 2010

As our last report covering 2010, it makes sense that we put a bottom line on the biggest trend of the year. And while some would say that 2010 was all about volume declines (and volume did indeed decline -35% across the industry), we would offer consolidation as the less obvious but equally significant story. […]